Mortgages

Five kinds of case, one fee.

Whatever you are doing, the fee is £395 and you pay it on completion. Choose your situation to see what we need, how long it takes and what lenders are looking for.

Example rates this month

2-year fix4.29%
5-year fix4.09%
2-year tracker4.54%
Buy-to-let 5-year fix4.79%

Illustrations as of 1 September 2026, not a quote.

A couple's hands, one dropping a set of house keys into the other's open palm

First-time buyer mortgages

From a 5% deposit to keys in hand. We work out what you can borrow, find the lender that says yes to your income, and keep the chain moving.

£395 on completion

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Remortgage and product switches

Your fix is ending. We compare a switch with your current lender against the whole market, and lock a new rate up to six months early.

£395 on completion

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Buy-to-let mortgages

For first-time landlords and portfolios alike. We work the rental cover, compare personal and limited-company borrowing, and find the lender that fits.

£395 on completion

Hands working through a stack of accounts with a pen and a calculator

Self-employed and contractor mortgages

Sole traders, company directors and day-rate contractors. We find the lenders who read your accounts the way you would.

£395 on completion

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Home mover mortgages

Moving up, down or across town. We weigh porting your current deal against a new one, and time both ends of the chain.

£395 on completion

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Not sure which one you are?

Let-to-buy, a transfer of equity after a separation, a mortgage in retirement. Tell us the situation and we will tell you whether we can help.

Describe your case

Start with a twenty-minute call

We will ask about income, deposit and timing, and tell you on the call roughly what lenders will offer.

Book a free call Call 01632 960 418

Calls usually booked within one working day. No cost, no obligation.

Three people seen from behind outside a timber-clad house, one pointing up at the windows